What if your wireless provider decided your next call? Since they have the information available to know exactly when to make a call and what time of day is the cheapest, and potentially when someone on your contact list might be available, then maybe they should be making your calls for you? Sound stupid? Of course [...]
There is a tendency to compare the merits of investing in Gold, Oil, the Dollar, and the Equity indexes like the S&P, Dow, and more. There are multiple ways to approach this, and many have simply looked at the charts, long, short, and intermediate. Many approaches have nothing to do with real investing. From my [...]
The job report today came in at +117,000, creating an unemployment number of 9.1% vs. last reported 9.2%. The error margin is +/- 100,000. This means that the number is statistically irrelevant. Yet our news media and low-level talking heads in the financial industry choose to play it up as if it’s the beginning of [...]
We the people can control gas prices. Want them lower? Let’s all pick a weekend and just not buy a drop of gas from Friday morning until Monday morning. Think the price will drop? You Betcha! Just remember not buy more than usual on Monday or we’ll just see prices go right back up. Do [...]
Primerica claims they cannot get to middle-class and minority customers because the state insurance exams make it too hard for new agents. The test is easy, very easy. If anyone needs a smart agent, isn’t it the middle-class and minority groups? I almost hate to write anything about this since so many Primerica agents might [...]
Markets have gone through a corrective downturn and may be finished with the negative trend for now, so it’s back to the positive side. What do you own that is worth owning in a up-trend? During a downturn we would ask a different question, “What do you own that you shouldn’t during a down-trend?” Anything already languishing [...]
No flag yet to say the current correction in the market is over. We seem to be getting a bounce out of some news but the fallout of increased government spending, further stress from ongoing commodity increases, and more are likely to keep a damper in place. Business Owners should expect further caution in their [...]

There are as many individual definitions of Business Success as there are people. The differences are simply variables in priorities, and depending upon where an individual is in the process. Even if you feel you are not in business, maybe an artist, you still must plan for the result of where the art ends up, [...]
No doubt Japan has suffered a tragic loss of life and property, and the risk of nuclear radiation is real. The problem here is the apparent panic sell-off which is already out of proportion with reality and more in proportion to a real war. What’s pushing this negative market activity? Is it just the news, [...]

I remember a time when Apple was such a loser company I actually hoped they would go under. The story was tiring. Just one newly designed cheapo Mac after another, always at a premium to market prices. Unless you were a hardcore graphics artist who already knew the Mac there was no reason for its [...]

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